01 Jul Mortgage broker spying on me?
I have two mortgages, each on a differnet condo. One I got in 2016 and one I got last year (2018). In 2016 I used my credit union, in 2018 I used a mortgage broker that my real estate agent recommended. The broker was ok, very pushy but I was under the gun and had to stick with him for timing purposes.
This week I started talking to my credit union about refinancing my 2016 mortgage. I submitted the app and they pulled my credit.
The mortgage broker I used in 2018 on the other loan called me and said "I noticed a hard pull on your credit, are you refinancing or something?" I was taken aback, how does he know this? I didnt talk to him at all and he doesnt work with the credit union that I am refinancing the other loan with. Does this guy just have free access to my credit report forever because he brokered one loan? How can I stop this?
Edit: Sorry I didnt put location, this is in Michigan USA