28 Jul Just signed contract — excited and ALSO terrified..
Not sure there is a purpose to this post other than to get it out lol.
Signed a contract today for a home.. immediately i feel terrified about what ifs.. there is no logical reason to assume I'll lose my job but it was my first thought.
20% down — definitely fits my budget very well today, 25% of my net (not gross) income, plenty saved each month, it's just a huge commitment and it's just me, bought solo as a single dad. I know it's probably normal to feel this way, I have enough liquid to float me 10 months if goodness forbid anything happened, but it's still terrifying.
I'm debt free other than this soon to be mortgage and maybe thats part of why the debt scares me. I keep telling myself i got it way under market (whole explanation where stars aligned that I don't want to type out) but, it still just feels scary.
I'm excited, thrilled to provide a beautiful home to my son, proud I did this myself, but still.. I wish I could have no inhibition and be nothing be elated.. a small part of me (or big, lol) is scared.
I remind myself that taking risks have led me to great success in my career and life, but this is the biggest financial decision I've ever made.
This is normal, right? Everyone feels this, right?
Sorry everyone.. just had to type it out.